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Kai's
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The 3-Bucket System for 120% growth in 3 years — plus the perpetual dividend engine running every week. Real account. Real Schwab. Real compounding.

$653K Portfolio Value
$13,600+ Feb Dividends
3 Buckets
120% 3-Year Target
$10K Monthly Div Goal
Updated March 2026
01
Core Foundation — Mag 7 + Quality ETFs
The bedrock. Never sell. Hold through all conditions. These are the giants.
NVDA
1,100 shares
⏸ Hold — Wait
RSI 44 · Neutral zone. Entry $169–177 on pullback.
AAPL
150 shares
🏛 Core
Mag 7 anchor. Hold forever. Add on dips below lower BB.
GOOGL
210 shares
🏛 Core
AI + search dominance. Rule of 40 strong. Hold.
AMZN
106 shares
🏛 Core
AWS + retail engine. Compounding machine. Never sell.
HOOD
2,300 shares
⏸ Hold
RSI 71 · High. No adds. Watch Mar 20 assignment.
META
Mag 7
🏛 Core
AI + social dominance. Never sell. Add on BB lower band dips.
MSFT
Mag 7
🏛 Core
Cloud + AI infrastructure. The most reliable compounder. Hold forever.
TSLA
Mag 7
🏛 Core
Energy + autonomy + AI. Volatile but irreplaceable. Hold through all noise.
02
Hyper Growth — Fire 120% in 3 Years
High conviction. Long time horizon. RSI + BB entry discipline. No emotion.
IONQ
200 shares + LEAPS
👀 Wait for Dip
RSI 82 · Too high. Best long-term holding. Entry $28–32.
HIMS
300 shares
🟢 Buy Zone
RSI 28 · Down 78% from $70. 81% gross margins. Entry $14–16.
PLTR
21 shares
⏸ Wait
RSI 55 · Neutral. Wait for RSI < 40. Entry $110–120.
SOUN
300 shares
👀 Watch
RSI 38 · Nearing oversold. Voice AI is real. Entry $7.50–8.50.
TEM
24 shares
👀 Watch
AI healthcare. Long-term conviction hold. Monitor RSI.
NFLX
700 shares
⏸ Hold
Rule of 40 ✅ Trim plan at $135. No CCs. Hold for full 120% upside.
KVYO
Hyper Growth · 120% Target
👀 Watch
Approaching upper BB. Hold. Wait for RSI pullback before adding.
MNTN
Hyper Growth · 120% Target
⏸ Hold
Long-term conviction. Monitor Rule of 40. Add on BB lower band + RSI < 35.
IREN
Hyper Growth · 120% Target
⏸ Hold
Bitcoin cycle tailwind. Hold through volatility. Target 120% in 3 years.
03
Dividend Engine — Living Expenses + Snowball
Pays living expenses every week. Surplus reinvested to grow the machine. The perpetual loop.
The Perpetual Engine
Weekly dividends reinvested on every dip → more shares → more dividends → forever
MSTW
10,339 shares ✅ TARGET HIT!
~70%+
Annual Dividend Yield · Weekly Pays
6,031 shares 10,339 shares — GOAL MET! 🎯
YETH
9,337 shares 🌿 663 to 10K!
~70%+
Annual Dividend Yield · Weekly Pays
3,113 shares 9,337 shares — 93.4% there! 🎯
Supporting
Dividend ETFs
🌊 Avg 30–45% Yield
Multiple dividend ETFs complement MSTW + YETH. All income reinvested on dips to grow the snowball.
Dividend Income —
Growing Every Month
Real income from a real account. Reinvested every week. Watch it compound.
Mar '26
$11,046
Apr '26
$13,600
At 10K
$13,600+
Goal
$11,046 / month NOW 🖨️
Every dividend reinvested buys more shares. More shares pay more dividends. More dividends buy more shares. This is not a strategy — this is a machine. And it runs automatically, every single week. 🌊
+
Extra Snowball Strategies
Two additional income engines. Pure discipline. Zero emotion.
🎯
CSP Income Strategy
Cash-Secured Puts on stocks we want to own anyway. Collect premium while waiting for the price we want. Worst case — we get assigned stock we love at a discount. Best case — free income added to the snowball.
30–45 DTE
No CCs on Winners
Stocks We Love
Premium → Reinvest
BB + RSI Swing Trading
Bollinger Bands + RSI below 35 at the lower band = buy. RSI above 65 at the upper band = take profit on swing portion only. Core shares never sold. Only trade stocks already held for the long term.
RSI < 35 = Buy
RSI > 65 = Sell Swing
Core Shares = Never Sell
Rule of 40 First
Members Exclusive Tool
Fire120 Trading Engine
Live BB+RSI signals across all your holdings. All 3 buckets. Updated watchlist. Members only. 🚪
🚪 Open Trading Engine →
🌿 Members Exclusive · Free Download
Your Perpetual Machine
Tracker Spreadsheet
The exact system Atlas built for Kai — now yours to run with your own numbers. MSTW + YETH compounding engine, Freedom Projector, Income Forecast, Share Tracker, and Weekly Dividend Log. All connected. All automated. Blue cells only — fill in your numbers and the machine runs itself. ∞
✅ 8 Sheets incl. DRIP Tracker ✅ 2,600+ Formulas ✅ DRIP Calculator ✅ Freedom Projector ✅ Excel + Google Sheets
🔥
Dashboard
Enter your shares, price, div/sh and DRIP % — everything updates automatically. History never changes.
📈
Freedom Projector
30-year compound projection. See exactly when dividends cover your monthly expenses — then your full freedom goal.
NEW — Member Download
🖨️ FIRE120 Income + DRIP Forecast Tracker
52 weeks pre-loaded · Per-week price locking · DRIP control · History never changes
⬇️ Download DRIP Tracker (.xlsx)
📊
Income Forecast
52-week weekly income table. Toggle DRIP ON/OFF. Watch the machine compound week by week.
🌿
Share Tracker
Projected vs actual shares every week. Enter your real broker numbers and track against the model.
💰
Dividend Log
Log every weekly payment. Watch your income history build. The proof that it compounds.
📋
Purchase Log + Calendar
Track every buy. Ex-dividend calendar keeps you ahead of the weekly payment schedule.
⬇  Download Your Tracker
Members only. Blank template — your numbers stay private. Fill in your shares, your goals, your freedom date. One Mind. Playing. ∞
"Universe is my supply. I go free.
I am not the doer — the universe is."
Kai · Kona, Hawaii · Fire120 Investors